Let's get going!

In order to get started, select an account that works for you.

Membership Savings Account

Let's make your My Community membership official!
When you become a member, you'll get a Regular Savings account in your name.

$5.00 minimum opening deposit
Free online banking, mobile banking, bill pay and eStatements

Free Kasasa Cash Checking Account

Free checking that pays high dividends. Earn competitive dividends on balances up to and above $25,000 when qualifications are met. A lower rate applies if qualifications aren’t met.

Refunds on ATM withdrawal fees, nationwide (up to $30 monthly, if qualifications are met)
Earn dividends even if qualifications aren't met - No transaction limits - No monthly fee
Digital banking for on-the-go
Free Mastercard debit card
Overdraft protection up to $500
Free online banking, eStatements and bill pay
Courtesy Pay available for qualified accounts
Link to Free Kasasa Saver to build savings automatically
No minimum balance to earn rewards

Free Kasasa Cash Back Checking

Meet the cash-back checking account of your dreams!
Earn great rates on debit card purchases that make spending feel even better.

Free checking that pays you back
2.50% cash back on debit card purchases*
No category restrictions on purchases
Cash back earned on up to $300 in purchases monthly
Earn up to $90 cash back per year, $7.50 per month
Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)^
No minimum balance to earn rewards
No monthly service fee. Free online banking & bill pay, free mobile banking, free eStatements, free Mastercard® debit card.
Link to free Kasasa Saver® to build savings automatically
$25 minimum deposit to open

Free Kasasa Eats Checking Account

Satisfy your cravings.
Every bite becomes a reward when it earns you 5.00% cash back.

Free checking that pays for meals and groceries
5.00% cash back on debit card purchases with select grocery stores and delivery services*
Cash back earned on as much as $300 in purchases monthly Earn as much as $180 cash back per year, $15 per month
Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)*
No minimum balance to earn rewards
No monthly maintenance fee
Free online banking, bill pay, mobile banking, & eStatements
Links to free Kasasa Saver® to build savings automatically
Free Mastercard® debit card
$25 minimum deposit to open

Free Kasasa Play Checking Account

Press play on refunds.
Designed for your day to day, Kasasa Play® makes it sweeter to enjoy a wide array of streaming services.

Free checking that pays you to enjoy the content you love
Earn refunds on debit card purchases for music, video, gaming, and other select streaming services monthly*
Earn as much as $180 cash back per year, $15 per month. Streaming services include Spotify®, Netflix®, Twitch®, and many more
Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)*
Links to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fee
Free online banking, bill pay, mobile banking, & eStatements
Free Mastercard® debit card
$25 minimum deposit to open

Regular Checking Acct

Hassle-free banking that works for you.
Unlock simplicity and convenience with our Regular Checking account.

Access to our ATM network
Free online banking, bill pay, mobile banking, & eStatements
Courtesy Pay available for qualified accounts*
$25 minimum deposit required

My $mart Money Savings - (Ages 0-18)

Teaching kids smart money habits is a gift that lasts their entire lives. MCCU has a new, FREE app available inside Online Banking to help you instill hands-on responsible financial habits in your kids from age 5 and up.

Free online banking, mobile app, and Estatements
Kids can watch educational videos and access other educational materials

My $mart Money Checking - Youth (Ages 5-18)

Teaching kids smart money habits is a gift that lasts their entire lives. MCCU has a FREE app available inside Online Banking to help you instill hands-on responsible financial habits in your kids from age 5 and up.

Debit cards are available to minors with parental consent
Free online banking, mobile app, and eStatements
Kids can watch educational videos and access other educational materials - within our My $mart Money app inside Online Banking

Free Kasasa Play (Teen) Checking Account

Sit back and enjoy the show.
Enjoy your favorite music, movies, and games. The refund is on us.

Free checking that pays you to enjoy the content you love
Earn refunds on debit card purchases for music, video, gaming, and other select streaming services monthly* Earn as much as $180 cash back per year, $15 per month Streaming services include Spotify®, Netflix®, Twitch®, and many more
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Links to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fee
Free online banking, bill pay, mobile banking, and eStatements
Free Mastercard® debit card
$25 minimum deposit to open

Free Kasasa Eats (TEEN) Checking Account

Savor every bite with Kasasa Eats®.
Earn 5.00% cash back when you pay for your favorite meal or scoop up groceries.

Free checking that pays for meals and groceries
5.00% cash back on debit card purchases with select grocery stores and delivery services*
Cash back earned on as much as $200 in purchases monthly. Earn as much as $120 cash back per year, $10 per month
Refunds on ATM withdrawal fees, nationwide (up to $30 monthly)*
Links to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fee
Free online banking, bill pay, mobile banking, & eStatements
Free Mastercard® debit card
$25 minimum deposit to open